Articles for tag insurance

Notable Points From The Governor's State Budget Report 2016-2017

On Thursday 1/8/16, Governor Brown released his proposed 2016-2017 State Budget. Brown claims that the budget still remains “precariously balanced” for the long term. Brown stated, “While timing is uncertain, the next recession is getting closer, and the state must begin to plan for it.”

Here are the proposals that affect ACSS and ACSS members:

State Employee Compensation

The Budget includes $220 million ($27 million General Fund) in 2016-17 for employee compensation and health care costs for active state employees. Included in these costs are collectively bargained salary increases for many of the state’s rank and file employees represented by bargaining unit 9 (engineers), which the Administration is extending to state managers and supervisors related to these employees. A 5% general raise in July of 2016 is the only currently      >> Read More...

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Annual Premium Age Update Review – Life Insurance and Long Term Disability

Posted: 12/18/2015 Tags: benefits insurance policy Tags Views: 2235

Annual Premium Age Update Review – Basic Group Term Life Insurance, Supplemental Life Insurance, and Long Term Disability Insurance

Effective January 1, 2016, premium changes take effect for certain employees enrolled in the Basic Group Term Life Insurance, Supplemental Life Insurance, and Long Term Disability Insurance (LTD) Programs for excluded employees. These changes are based on the employee’s age, salary, and/or policy amount.

The Basic Group Term Life Insurance policy for excluded employees requires that when employees reach age 70, their employer-paid life insurance premium and benefit will be reduced by 50 percent on January 1 of the following year. Therefore, effective January 1, 2016, (December 2015 pay period) premiums for these employees will be reduced by 50 percent. Benefits will be reduced as follows:

  • Managerial employees from $50,000 to $25,000.
  • Confidential and supervisory employees from $25,000 to $12,500.

Questions regarding these changes should be directed to MetLife at 1-800-252-8524.

Click here to read the full text of PML 2015-036.

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ACSS Members - Take Advantage of Discounted Group Insurance!

Posted: 10/20/2015 Tags: benefits insurance Tags Views: 3218


Did you know that as a member of ACSS, you are guaranteed coverage in several of these discounted group insurance plans? 


  • Final Expense Insurance
  • Group 10-Year Level Life Insurance
  • Group Ordinary Life Insurance
  • Group TermPLUS Life Insurance


  • Comprehensive Accident Protection
  • Emergency Assistance Plus
  • Emergency Roadside Services
  • Group Travel Accident Insurance


  • 6-Month Short Term Disability
  • Long Term Disability


  • Cancer Care
  • Cancer CarePLUS
  • FREE Discount Prescription Card
  • Epic Hearing Plan
  • Long Term Care
  • Pet Insurance

For details, rates and enrollment forms on these insurance plans, visit www.cseabenefitsprogram.com.  For additional questions, please contact the CSEA Member Benefits department at (800) 952-5283, Monday - Friday, 8:30 a.m. - 4:00 p.m. (closed from 1 - 2 p.m.)

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Q2 2015 Newsletter is now online! Feature: Prefunding Retiree Healthcare

Posted: 4/15/2015 Tags: budget health insurance retirement Tags Views: 3011

Posted: 4/15/2015

The Q2 2015 Newsletter is now online! This issue features Another Attack on Employee Compensation: Prefunding Retiree Healthcare. Check it out now!

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CalHR Issues Memo on Premium Reduction on Long Term Disability Insurance

Posted: 3/12/2015 Tags: benefits insurance Tags Views: 2755

Posted: 3/12/2015

CalHR's Benefits Division released Memo 2015-008 for Personnel Management Liaisons. Effective April 1, 2015, there will be a premium rate reduction for participants in the Long Term Disability (LTD) Insurance program for excluded employees. In addition, open enrollment will be held from April 1 through April 30, 2015.  This memo provides information on the eligibility criteria, effective dates of coverage, new premium rates, and the various communication methods that will be used to provide open enrollment information to eligible employees.

Click here to download Memo 2015-008 for more information.

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Supplemental Information on Prefunding Retirement and New Health Benefit Plans

Posted: 2/4/2015 Tags: benefits budget health insurance retirement Tags Views: 3766

Posted: 2/4/2015

Last month, Gov. Jerry Brown made a speech revealing details of the 2015 budget. In this proposed budget, he mentioned two items that piqued the interest of state supervisors, managers and excluded employees: prefunding retirement and new health benefit plans. These proposals have the potential to impact state workers for decades to come. An article posted recently by the Sacramento Bee describes these plans in greater detail.

The proposed plan, effective Jan 1 2016, would mandate an unspecified cash contribution to offset retiree insurance benefits that employers and employees would split. Taxpayers would have to pitch in millions of dollars each year to prefund retirement benefits.

In addition, the bill would require CalPERS to offer a high-deductible health insurance plan plus a low-cost Medicare-supplement plan for retirees. Current retirees could see their insurance subsidy decline if a considerable amount of state workers opt for the high-deductible plan.

For detailed information on these bills, read the full text of the state budget bill proposals from the State Department of Finance.

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Take Notice of New Laws Affecting CalPERS Members in 2015

Posted: 1/5/2015 Tags: health insurance policy retirement Tags Views: 3664

Posted: 1/5/2015

Several Assembly and Senate Bills that could impact CalPERS members made their way through the California Legislature in 2014. One of the most important bills signed into law may affect your retirement benefit decisions, while others will work to protect benefits and strengthen the pension system and health benefits program.

AB 2472 (Committee on PERS) allows members, when they are newly retired, to change their survivor benefit option election if CalPERS receives their request within 30 days of the issuance of their first retirement payment, rather than before the receipt of the first check.

AB 1163 (Levine) reflect the Board’s ongoing commitment that its Board members possess the education and training necessary to ensure the sustainability of our retirement, health, and other benefit plans. These education requirements match the education and training policy that the Board has been working on for several years.

SB 1182 (Leno) and SB 1340 (Hernandez) will improve CalPERS’ access to health care cost information, so that health care purchasers can better identify cost drivers and possibly negotiate lower health benefit rates, therefore improving health plan transparency.

SB 1251 (Huff) provides a narrow exemption to the Public Employees’ Pension Reform Act of 2013 (PEPRA) for the Cities of Brea and Fullerton in Orange County. The bill allows these cities to form a new joint powers authority (JPA) and provide the retirement benefit formulas currently provided by the cities, rather than reduced PEPRA formulas. Without this exemption, the cities argue that they could not transfer existing city employees to the new JPA.

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For the New Year, make a resolution to take advantage of these great insurance benefits!

Posted: 12/31/2014 Tags: benefits insurance Tags Views: 2753

Posted: 12/31/2014

In addition to representation and political action, members are also eligible for a wide range of low-cost group-rate insurance benefits. For the new year, make it a resolution to reassess your insurance situation and make sure you and your family (an even your pets) are covered in case something happens. ACSS provides the following insurance plans at discounted group rates:

  • Accident Protection
  • Group Life Insurance
  • Emergency Assistance
  • Disability
  • Long Term Care
  • Pet Insurance
  • Discount Prescription Card
  • Hearing Care Plan
  • Final Expenses

Visit ACSS's Member Benefits to learn more about these fantastic insurance plans available to you. In 2015, make sure you and your loved ones are covered. 

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CalPERS Urges Prefunding of Retiree Healthcare

Posted: 12/17/2014 Tags: health insurance retirement Tags Views: 3261

Posted: 12/17/2014

CalPERS has joined State Controller John Chiang in supporting prefunded healthcare plans for California retirees to supplement future health care needs. Chiang, who is also a member of the CalPERS Board of Administration, issued a press release on 12/16/14 noting a $71.8 billion unfunded retiree healthcare liability for California.

Prefunding retiree healthcare is a fiscally prudent move to help close the unfunded liability gap in health care for the State’s retirees. CalPERS optional California Employers' Retiree Benefit Trust (CERBT) Fund is helping employers at all levels take a proactive step to ensure the long-term sustainability and security of health benefits for their retirees.

The fund has 439 participating employers, including the State of California, which contributes for (three) employee bargaining units that took the proactive step of agreeing to prefund health coverage for their members. The CERBT fund is currently valued at more than $4 billion and is currently the largest Other Post-Employment Benefits fund in the California.

View the CalPERS Press Release here with additional information links.

View the State Controller Chaing's Press Release.

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EDD may sell S.F. parking lots

Posted: 5/9/2014 Tags: insurance Tags Views: 2833

Last month the Employment Development Department (EDD) announced their intent to sell two San Francisco parking lots to help fund the Unemployment Insurance (UI) program.

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